Make sure your item is covered the right way...
Camera Insurance, Whether you are a professional photographer or keen amateur, we have a policy that will cover your camera and equipment. We will quote for most type of camera equipment including accessories such as: lenses, filters, tripods, bags and dark room apparatus.
Cameras are expensive delicate pieces of equipment and because of their portability are easily lost or stolen. Whether away from the home or in the home, cameras are susceptible to being stolen, dropped, or damaged by liquids. Insurance can help pay for damages or loss.
At Assetsure, we arrange insurance that has been specially designed to cover cameras on a stand-alone basis. We consider all types of cameras, anything from an entry level DSLR up to a top of the range Leica. Cover is available for perils such as loss or damage which is different from the warranty cover you would normally receive from the manufacturer of your equipment.
Our Assetsure arranged insurance is ideal if you are in a situation where you only want to cover a small number of valuable items. Often a valuable camera will fall outside the monetary limits of a standard home insurance policy and specialist, camera insurance needs to be arranged instead.
Insurance is provided for physical loss or damage for your camera and equipment on a worldwide basis. ( Maximum 30 days any one trip)
Following a claim for loss of damage to your insured camera.
We will provide you with a schedule of insurance specifying your camera. If you have other valuable items, you will be able to cover these as well.
By insuring your camera separately,you can help protect any valuable no clams bonus earned under your home insurance policy.
We accept all major credit and debit cards and monthly direct debit installments
So confident are we in our policy, we have arranged with insurers to provide a full 30 days to review the policy wording and change your mind if you are not satisfied.
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We provide insurance for your Camera and Camera Equipment. Cover is arranged on an “All-Risks” basis which includes “Accidental Damage, Theft and Loss. We also include - Hire of Replacement Equipment.
We value our customers. Your premium will not be loaded next year by the insurers if you make one claim under £500. We reward loyalty and will guarantee if you find a cheaper renewal quote we will match it.
You can easily report a claim to us by telephoning our claims department who can take instructions from you regarding your loss, or if you prefer, you may email us. Full details are contained in your policy document. We’ll assist you to obtain a repaired or replaced item as quickly as possible.
We are so confident in the product we supply that we have arranged with the insurers to allow you 30 days to change your mind and request a full refund, this is rather than the generic 14 days given by most. Even if after the 30 days is up, you decide our policy is not for you, we will refund you all of the insurance you haven't used with no deductions from the return of premium.
Assetsure is a UK-based insurance provider, authorised and regulated by the Financial Conduct Authority. We are also proud members of the British Insurance Brokers Association. We also have LLoyd's of London coverholder status.
Yes we have a small excess per claim of £50 for amateur photographers and £200 for professionals
You should insure for the usual new undiscounted replacement cost ( including VAT ) from a reputable United Kingdom dealer as at the commencement date of the Period of insurance
We insure You (up to the amount specified in the Policy Schedule (subject to a maximum hiring cost) for the hiring of replacement photographic equipment of the same or similar specification whilst Your photographic equipment is awaiting repair or replacement following a fire, theft, attempted theft, or Loss or Damage.
The maximum We will pay is 15% of Your sum insured subject to a £250.00 maximum
Yes you are covered subject to the following conditions
1. There must be evidence of forcible and violent entryto the vehicle.
2. Excluding theft from soft top and convertible vehicles
3. Excluding theft from a vehicle when it has been unattended for more than 12 hours.
4. When in a vehicle any insured items must be placed out of sight in a locked boot or concealed under a parcel shelf. For estate cars containing insured items, a factory fitted cover must be in place and in use, which completely obscures the items from view.
5. Vehicles when left unattended must have all points of access including doors, windows and windscreens left closed and properly fastened; and they must be securely locked with keys removed and security devices (where installed) operational.
6. If the value of the insured item(s) left in the unattended vehicle exceeds £1000 the vehicle must be fitted with an alarm and an immobiliser and both must be activated at all times when the vehicle is left unattended.
7. Maximum Claim in respect of theft from unattended vehicles £5000 any one event.